Archives for May 2011

Fast Cash Advance Loans Can Save You When There’s a Financial Emergency!

May 31, 2011 by Zippy Payday Cash Loans Leave a Comment

Situations usually become a crisis when they are unexpected. When we are aware of a debt or an upcoming repayment, it is usually in the back of our mind and although it may cause us worry or stress, it may not be considered as an immediate crisis. When something appears out of the blue, like a huge unexpected mobile phone bill, an overdue water bill, or illness and injury that requires hospitalisation or medications, then you could find yourself in a real financial crisis. There will be times where you can wait for your next payday to pay the unexpected expense, and then there will be times where you have no choice but to come up with the money you need immediately. Fast cash advance loans are currently available to help you when you find yourself in this situation.

In the past, fast cash advance loans could sometimes be obtained from your employer when you found yourself in a desperate financial situation. This was back when the majority of people were still paid cash at the end of the working week or month. These days the majority of people are paid electronically, therefore making it difficult to obtain a fast cash advance loan in the form of cash from your employer out of your next paycheck. Fast cash advance loans however, can now be obtained through a variety of reputable online lenders such as those lenders that have been evaluated by Zippy Payday Cash, and although the annual interest rate appears to be quite high, in reality, obtaining fast cash advance loans over a short term period, may only cost you $25 to $100, depending on the amount you borrow and your ability to pay back the loan by the due date.

Fast cash advance loans should only be used when you have no choice but to obtain additional funds to get you out of an immediate short term financial crisis. If you can wait until your next payday, then you should do so to ensure you do not get yourself into further debt. When fast cash advance loans are obtained for wants rather than needs, you could find yourself racking up a higher amount of debt than you need to and you could even find yourself obtaining a fast cash advance loan simply to repay the previous loan you had taken out. The government and financial institutions are aware of the difficulties some people face in regards to needing loans of this type and they have put regulations into place to ensure people do not spiral deeper into debt. There is often a capped limit on the amount you can borrow and all fees and charges need to be presented to you so that you can make an informed decision prior to taking out the loan.

A financial crisis can happen at any time and it is good to know that you have options when it comes to fast cash advance loans that can help you get back into a better financial position.

Zippy Payday Cash is a division of AtoZ Financials, LLC – Fast cash advance loans.

Avoiding Payday Debt Cycles

May 25, 2011 by Zippy Payday Cash Loans 1 Comment

Times have been tough for many working class Americans who are simply having a hard time catching up on the mounting bills that keep on coming even when the paydays don’t. To make things even more complicated, emergencies like illness or an unexpected car expense seem to happen just when the money seems hardest to come by. It may seem like the only solution is to start living payday loan to payday loan, but at Zippy Payday Cash we encourage our customers to choose carefully when loans are a possible solution to their financial problems. It is easy to feel overwhelmed by financial woes – we’ve all been there – but getting stuck in a debt cycle because of irresponsible borrowing will only make those woes grow and those overwhelming feelings will begin to seem insurmountable.

Instead of trying to take out several payday loans to pay various bills at once or taking out a payday loan each payday, try contacting your creditors as soon as you can to let them know about your financial situation so they can work with you to set up a payment plan that is more feasible based on your current income. Many credit card companies offer special payment plans for people who are experiencing financial hardship (this is especially true for those who have been affected by the storms in the Midwest this week). Communication is key – don’t just disconnect from your creditors when you’re having trouble paying the bills!

If you have thousands of dollars of debt, a payday loan will not solve the problem. Payday loans from Zippy Payday Cash are there to help you when that bill sneaks up just before payday does, or when you have to take your child to urgent care. Most payday loans are for amounts up to $1500, so a person with thousands in debt may want to seek help at a credit counseling service, where they will work to educate you on how your debts have become unmanageable while working with your creditors to create a payment plan that will eliminate your debt and lower monthly payments.

Budget! Not sure how? Google it! The best part about the internet is the countless resources available to people who are seeking educational information on pretty much every topic under the sun. Websites like Mint.com and other budgeting sites even offer free budgeting assistance with email updates so you don’t forget a single payment. Sometimes budgeting does mean drastic lifestyle changes – no more $200 handbag splurges; going out nightly for dinner goes out the window. Having a realistic perspective on what you can handle financially is key to living within manageable means. Zippy Payday Cash is here to help get the bills paid on time, but it is ultimately up to each and every one of our customers to avoid a debt cycle by developing a practical budget and spending smart!

Why get a Payday Loan?

May 25, 2011 by Zippy Payday Cash Loans 1 Comment

Zippy Payday Cash always encourages smart borrowing. You may ask, what does smart borrowing even mean? How do I know a payday loan is the right solution to my problem? Let’s look at some situations where payday loans could be the better solution.

First, take a look at your financials – are you in need of money for an unexpected expense? Will you actually have that amount, and then some, within about 15-45 days? If so, a payday loan will likely take care of your problem and allow you to catch up on bills without getting stuck in a debt cycle. We’re perfect for that unexpected flat tire, an emergency room visit, an upcoming bill that is due before your next payday, or other smaller financial emergencies that you can afford to pay off at a later date.

Make sure you don’t forget to budget in your return payment to the payday loan company you borrow from – Zippy Payday Cash suggests using a budget software or online budgeting tool to keep track of your various expenses so you don’t forget when items are due!

Many people blame payday loans because they’ve become stuck in a debt cycle after using irresponsible spending habits that led to irresponsible borrowing. We’re here to keep our customers educated and informed so your next payday loan does not keep you stuck in a debt cycle. Instead, we encourage you to think of Zippy Payday Cash when you simply need to pay a bill and won’t have the cash on-hand until the next payday.

Avoid taking out multiple loans from various payday loan companies! It may seem tempting when you get your first payday loan to go out and get two or three more just like it. With the amount of lenders out there (especially those seedy storefronts that pop up regularly from town to town), getting multiple payday loans from lenders is too easy – unfortunately this is bad on your credit, bad for the lenders, and creates a dangerous and hard to overcome cycle of debt that could leave you penniless! Zippy Payday Cash encourages you to think smart when it comes to your next payday loan – we have a huge network of trusted, reliable lenders who will work with you to get you the best rate on the best loan possible – smart financial practices on your part will keep your credit healthy when you use payday loans for those unexpected expenses!

Zippy Payday Cash Launches Video to Provide Free Advice to Borrowers

May 20, 2011 by Zippy Payday Cash Loans Leave a Comment

Zippy Payday Cash Launches Video to Provide Free Advice to Borrowers

Support Zippy Payday Cash by visiting our blog, website, facebook page or our twitter. The Video describes how to conanct us in these forums.

Hi, I’m Adrian from Zippy Payday Cash and I know how tight money can get sometimes. Sometimes your car breaks down and you need to get it repaired so you can get to work, or maybe one of your children needs something for school that they didn’t tell you about ’til the last minute. Maybe you even have an emergency pet situation and you need to your furry friend to the vet or you just plain ran out of cash between paydays. I’m here to tell you: you’re not alone. These sort of things happen to lots of people, every day, all over the country, especially with the current economic climate.

We started Zippy Payday Cash so we could help everyday good people in a money pinch get the cash they need from the comfort of their home or office without having to take time out of the day to drive to a seedy loan store only to wait in line or find out they’ve already closed for the day.

But, Getting a loan online is not always a simple process. There are some pretty shady lenders out there who will try to take advantage of people who are already going through a rough time, which is just plain wrong. My solution to this problem was to put together a business where we evaluate online lenders and only admit them into our network if they are honest, caring, fair and totally upfront about what it will cost you for a short term personal loan.

All of the lenders we work with will allow you to extend your loan if you can’t pay it back right away when it comes due. Yes, it will cost more if you take longer to pay the loan back, but I assure you with Zippy Payday Cash you WILL know up-front how much that will cost as well. Our lenders discourage extensions but they make them available if you need them. Some of our lenders even offer lines of credit, which allow you to re-borrow money after it’s paid back.

We wouldn’t want anyone to get stuck in a short term loan cycle so we would advise against overloading yourself with too much short term loan debt. It’s not good for you and it’s not good for the lender either – especially if you can’t pay the loan back because you’re financially overextended. Our services are offered as a way to get out of a pinch and stay on track without resorting to credit cards or other options that could hurt your credit in the long run.

Zippy Payday Cash has excellent lenders in our network and they’re ready to loan you money quickly and conveniently when you need it, so check us out on the web at www.nationalcashcredit.com and see how easy we’ve made it to apply. We’ll match you with the lender that is best for your location and needs.

If it’s possible, we will get you the cash you need to take care of that emergency and get you on your way in no time.

Again, I’m Adrian with Zippy Payday Cash and it’s been nice talking to you. Subscribe to my Youtube channel and stay tuned for my next video and remember; things will get better!

Treasure your privacy when it comes to your finances? So do we!

May 19, 2011 by Zippy Payday Cash Loans Leave a Comment

Nothing is more important to Zippy Payday Cash than privacy. That’s why we work hard to make sure our online application process stays secure so you never have to worry about your information being sent to undesirable parties. Moreover, our secondary concern is to make sure you don’t have to share your financial information in a public setting such as those dirty payday loan storefronts, where retail clerks get to find out all about your place of employment, your pay rate, and your financial needs in front of a crowd of other people, all waiting for you to finish so they can get their loan.

When we started Zippy Payday Cash, our primary objective was to provide a service that offered quality with confidentiality – something that we noticed storefront lenders simply don’t offer. As we began growing our lending network, we noticed a lot of lenders out there who just didn’t offer the best deals on payday loans or cash loans…continuing in our effort to provide top-tier quality to our customers, we began carefully screening our lenders to make sure they passed the quality test. With a great network of lenders offering you the best loan possible and competing for your business, you walk away with a great loan and a low percentage rate sure to beat the storefront lenders.

Zippy Payday Cash offers privacy alongside competitive rates and quality lenders – we assure you your financial needs are in good hands. Our website is secure and the application only takes a couple minutes to complete. Once you apply, you simply wait for the best loan offers to be given to you and cash is quickly deposited into your account when you find the perfect loan for your needs! Check us out today online, whether you’re on your computer at home or the office, or even hanging out on your new iPad, iPhone or Droid – our secure site is friendly for any device and we’re always here to help!

Archives for May 2011

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