Fed up with Credit Card Companies? Try a Payday Line of Credit

Credit cards have their place, but if you have struggled with accumulating credit card debt and large faceless corporations that want you to stay in debt, it’s time to cut the cards. You can still get credit, but you don’t have to deal with the expensive debt that credit card companies foist on you. A payday line of credit from one of our lenders works just like a credit card. The only difference is we want you to be able to pay back what you borrow and to get the money you need affordably.

How Does a Payday Line of Credit Work?

When you apply for a payday loan, you have options that you may not have previously realized were available. One of those is the payday line of credit. You apply for your payday loan as you normally would: fill out the application and get connected with a lender. When you talk to your lender, ask about a payday line of credit. You can get approved for a certain amount, for instance, $1,000, and draw from that amount as needed. Instead of getting all of the money at once, which you may not need, you can access it as expenses arise. This protects you from borrowing and using more than you really need. It also helps you access cash quickly. You are already approved and the cash is ready and waiting for you.

A Payday Line of Credit Beats a Credit Card

Why keep accumulating thousands of dollars of debt on a credit card when you can use a small, payday line of credit instead? Credit card companies encourage you to carry debt so they can earn money from the interest you pay. They approve just about anyone for way more money than is affordable. Then they allow you to pay only the minimum every month, which means you only pay the interest and stay in debt for months, or even years. We want to give you a payday line of credit so that you can borrow and use that money responsibly. Our lenders don’t encourage you to carry debt. We want you to be able to pay it back and be able to borrow money in a financially responsible way. Get started by applying today.